Monday, November 24, 2014

Here Are 3 Tips to Help You Secure a Favorable Mortgage Rate

 

 
The best way to ensure you get a good rate on your mortgage is to become an informed buyer. The more you know about mortgages, the more you'll be able to save, and that doesn't just mean knowing where to find the best interest rate.
While interest rates play an important role in determining the price of your mortgage, there's always more to a mortgage than just the interest rate. Here are three things you need to know about mortgages to make sure you secure a favorable rate

Get a lower mortgage rate

Sunday, November 23, 2014

How to get multiple offers on your house for sale.

The Price Is Right

A house priced too high will languish on the market. Before listing your home for sale, make sure the price is appropriate.

Look at the prices of recently sold homes in your neighborhood. Focus on houses of similar size and condition to yours to find the best comparable sales prices. Also, it may be worth having your home appraised to ensure that the list price is close to the actual market value.

Lean, Mean, Cleaning Machine
Prospective buyers want to see a

get multiple offers on your house

Thursday, November 20, 2014

Pay attention to the terms, not just the price

Giving and Getting: Why the Terms of a Home's Sale Are Often More Important Than the Price Paid

 

One of the most important points that home buyers and sellers focus on when buying real estate is the negotiated sales price in the purchase and sale contract. While the sales price is undeniably important, the fact is that other terms in the sales contract may have more far-reaching and significant effects on the transaction.

With a closer look at some of the most important terms,

terms of a purchase

Monday, November 10, 2014

Preparing Your Roof for the Harsh Winter

 

 
While the days may be sunny right now, the transition to fall and winter will soon be upon us. Winter weather can be harsh, and it can also be destructive to your property. From the snow and ice to the frigid temperatures, winter can wreak havoc on a property.
If you haven't already done it now is the time to restore your roof to prepare for the harsh winter ahead. This effort today will minimize damage that the home may endure throughout the cold months of the year. Here

roof

Monday, November 03, 2014

Coats for Kids program in Sandpoint Idaho

Coats for Kids program. Winters coming and Baby its cold outside. Each year we collect new and gently used coats to give to children in the area. Hats, gloves and snow boots are also needed. Please dig through your closets and bring your warm weather items to the
Selkirk Board of Realtors
325 S. Marion, Sandpoint, Idaho.

There is also a drop off point at the library in Clark Fork Idaho

For those of you in other areas, the coats for Kids program is Nation Wide so be sure to find your

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Sunday, November 02, 2014

Low price wooded lot offers the perfect vacation rv spot.

Congratulations Melody and Kevin on their purchase of 1.03 acre lot.

[caption id="attachment_1001" align="aligncenter" width="636"] Lot in spirit lake[/caption]

NICELY TIMBERED lot in the town of Spirit Lake. Very private location on the corner of 14th and Maine Street. A great place to get away from it all for an affordable price of only $9,500. This section of town has not been improved so there is no water or power to the property. Septic tanks are not allowed in the

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The appraiser wants a heater in every room. Envi Heat saves the day!

How often do we get almost through an escrow and the appraiser wants a heat source in each room. The worst are log homes where a hard wired installation is an expensive ordeal.

 

As an experienced agent you may have prepared your sellers for this but most of us have had this hit us like a bomb at least a few times in our careers. While there are several options for the installation of heaters, I have a new favorite that is low cost, quick and easy to install, meets the

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Friday, October 31, 2014

Thinking About a New Floor? Five Reasons to Choose Hardwood Flooring

Time to update your flooring? How about hardwood flooring for your home. A new hardwood floor will give your home an impressive look and prevent scratches and stains. Here are five very good reasons why you should consider a hardwood floor for your next remodeling project.
Hardwood Is More Durable than Other Materials

Hardwood is much more durable and longer lasting than many other flooring materials. If there's a lot of traffic in your home, hardwood floors are less likely to get scratches

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Saturday, October 11, 2014

Selling your house? Bring the warm colors of fall into your home

Autumn Home Staging: How to Set Your Home Up to Match the Warm, Rich Colors of Autumn
Autumn is not only a great time to enjoy changing colors and cooler weather, but it is also a perfect time to sell a home. If you want to sell your house this autumn, these home staging tips will have buyers pounding down your door.

Improve Your Curb Appeal

Curb appeal is easily the most important factor when it comes to selling a home, and it is even more important in the autumn. Maintaining

Read more ...

Selling your house? Bring the warm colors of fall into your home

Autumn Home Staging: How to Set Your Home Up to Match the Warm, Rich Colors of Autumn

Autumn is not only a great time to enjoy changing colors and cooler weather, but it is also a perfect time to sell a home. If you want to sell your house this autumn, these home staging tips will have buyers pounding down your door.

Improve Your Curb Appeal

Curb appeal is easily the most important factor when it comes to selling a home, and it is even more important in the autumn. Maintaining

Read more ...

Friday, September 19, 2014

Get a Discount on Your Mortgage

Get a Discount on Your Mortgage

DAILY REAL ESTATE NEWS | THURSDAY, SEPTEMBER 18, 2014



Lending giants Bank of America Corp. and Citigroup reportedly will offer mortgages at discounted rates to stir more lending among low-income borrowers and those with subprime credit histories. The loans will be originated through a program by the Neighborhood Assistance Corp. of America, a national nonprofit group that primarily assists low- to moderate-income borrowers.
Credit Standards

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Tuesday, September 09, 2014

New York Times, July 2007, Idaho: The Last Wilderness.

By TIMOTHY EGAN
Published: July 1, 2007
The last wilderness


CURIOUS it may be, but there is not a single national park in Idaho, a state with more public forest land, more wilderness, more white water than any other in the country outside of the superlative-trumping asterisk of Alaska. It has two dozen sites as part of a national historical park dedicated to the Nez Perce Indians, but nothing on the order of a velvet-roped shank of mega scenery.










Map

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Business Week, July 2006, Best Places to Retire

Beyond Florida And Arizona

Storybook villages, quaint harbors, and a thriving arts community make Door County, Wis., a cozy spot for retirees. But for adventurous people like David E. Nevalainen, there's lots more: plenty of land -- Nevalainen built a 3,000-square-foot log home on 70 mostly wooded acres with two private ponds -- opportunities to indulge such hobbies as blacksmithing and target-shooting, and intriguing folks with whom to socialize.
Nevalainen, 62, and his wife, Jean Barrett,

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Monday, September 08, 2014

Sunset Magazine June 2014 42 perfect summer trips

42 perfect summer trips









Treat yourself to one of these great drives, islands, beach towns, lakes, or wilderness escapes











Cool and blue: Priest Lake is the least developed of northern Idaho's trio of lakes.
Brown Cannon III













Pristine waters in Idaho's lake country



Deep, blue, and busy are three words that sum up three of the West's most beautiful lakes: Coeur d'Alene, Pend Oreille, and Priest. Each has its own character

perfect summer trip

National Geographic Idaho's Last Stand

http://adventure.nationalgeographic.com/2008/08/weekend-getaways/sandpoint-idaho-text
Idaho’s Last Stand
Lakefront living in a tight-knit mountain retreat.
Text by Sarah Tuff



The only drawback to life in an idyllic adventure haven is that, inevitably, some glossy magazine comes through town and blows its cover. But we wager to say that, given the local character, quiet Sandpoint (pop. 8,100) will continue to fight off land rushes and unsightly sprawl. Anchored in Idaho’s wild

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CNN Travel lists Schweitzer Mountain Resort as one of 7 Underrated Ski Resorts

CNN Travel lists Schweitzer Mountain Resort as one of 7 Underrated Ski Resorts, noting that it’s unlikely you’ll wait more than five minutes in the lift line, in a Feb. 24, 2012 feature
(CNN) -- You've heard of Aspen, Jackson Hole and Whistler, but how about Copper Mountain, Grand Targhee and Revelstoke? These ski resorts may lack the buzz of their more glamorous neighbors, but they make up for it in snowfall, value and fewer crowds.
So hop on a lift before winter winds

Read more ...

Second homes: Having it all in Sandpoint, Idaho USA Today

SANDPOINT, IDAHO






Best for: Lake sports, winter skiing, year-round arts.
Claim to fame: The annual Festival at Sandpoint, in its 28th year, is a non-profit music event featuring performers such as Clint Black, Boz Scaggs, the Subdudes and Blues Traveler.
Don't miss: The Floating Restaurant, known as "the floater," off the beach in Hope has been a landmark for 25 years.
Getting there: The airport in Spokane, Wash., is 75 miles away (about a 1½-hour

Second homes

Sunday, August 24, 2014

Travel Channel on Lake Pend Oreille

 



http://www.travelchannel.com/daily-escape/lake-pend-oreille

Who said you need an ocean to go surfing? The 43-mile-long Lake Pend Oreille in Sandpoint, ID, has become popular for wakesurfing -- the watersport where you ride the crest created behind a motorboat. Here you can practice your moves from morning to night while taking in the scenery from 3 surrounding mountain ranges. When you’re finished, relax on one of the lake’s sandy beaches. The best part? No need to worry

Read more ...

 



http://www.travelchannel.com/daily-escape/lake-pend-oreille

Who said you need an ocean to go surfing? The 43-mile-long Lake Pend Oreille in Sandpoint, ID, has become popular for wakesurfing -- the watersport where you ride the crest created behind a motorboat. Here you can practice your moves from morning to night while taking in the scenery from 3 surrounding mountain ranges. When you’re finished, relax on one of the lake’s sandy beaches. The best part? No need to worry

Read more ...

Monday, July 21, 2014

Why use landscaping stones?

Using landscaping stones in your design can produce a pure natural beauty to your yard, full of texture, color and provide a focal point.

You can use landscaping stones to accent certain portions of your yard, give it depth, you can even plant some plants to make it look more natural. They look great round the patio and the fence and you can even get colored landscaping stones to bring more color into your yard. This kind of color is especially nice to have in winter when everything is so

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Why use landscaping stones?

Using landscaping stones in your design can produce a pure natural beauty to your yard, full of texture, color and provide a focal point.

You can use landscaping stones to accent certain portions of your yard, give it depth, you can even plant some plants to make it look more natural. They look great round the patio and the fence and you can even get colored landscaping stones to bring more color into your yard. This kind of color is especially nice to have in winter when everything is so

Read more ...

Sunday, July 20, 2014

 

 

 

 

 

 

 

Get a great landscaping picture

Most people have a hard time coming up with a great landscaping plan. Take a look through books, magazines, and online resources like pinterest and Houzz. Once you find all your landscaping pictures you will be that much closer to designing your yard, just like that. This landscaping picture will give you all of the inspiration that you need to come up with the most gorgeous and eye

Read more ...

 

 

 

 

 

 

 

Get a great landscaping picture

Most people have a hard time coming up with a great landscaping plan. Take a look through books, magazines, and online resources like pinterest and Houzz. Once you find all your landscaping pictures you will be that much closer to designing your yard, just like that. This landscaping picture will give you all of the inspiration that you need to come up with the most gorgeous and eye

Read more ...

Sunday, June 01, 2014

I thought a fun way to get my listings seen and to get a buyers perspective would be to have a little contest.

 

Take a look at the home at 842 KOOTENAI TRAIL ROAD Naples Idaho 83847http://www.northidahosandpoint.com/listing/mlsid/548/propertyid/14-4360/



 

Then answer the questions at http://www.surveymonkey.com/s/ZSLJ9H3 .
There are no right or wrong answers, but the person who comes closest to guessing the sale price of this home will get a $25.00 gift card when

Read more ...

Guess the price this home will sell for and win a $25 gift card

I thought a fun way to get my listings seen and to get a buyers perspective would be to have a little contest.

 

Take a look at the home at 842 KOOTENAI TRAIL ROAD Naples Idaho 83847http://www.northidahosandpoint.com/listing/mlsid/548/propertyid/14-4360/



 

Then answer the questions at http://www.surveymonkey.com/s/ZSLJ9H3 .
There are no right or wrong answers, but the person who comes closest to guessing the sale price of this home will get a $25.00 gift card when

Read more ...

Tuesday, May 06, 2014

2 homes overlooking river on 19.75 acres $164,900

 




2 homes on 19.75 acres with views of Moyie River. 3 bedroom 2 bath built in 1989 overlooks River, garden and fantastic mountain views. A 2 car garage with extra shop for all your projects. Utilities include electric plus a back up generator and a spring fed water system. This is a perfect getaway retreat or survival property with a great feel. There is a second 2 bedroom mobile Gazebo, fenced garden area, arched gated entry, fenced pasture, porch swing, dog kennel, storage sheds

Read more ...

Sunday, February 16, 2014

Download KW APP for a chance to win 50k code KW2BF901G

Win $50,000 by downloading home search ap
Do you have a smart phone?
 
Keller Williams is trying to promote the new mobile APP and they are offering a $50,000 grand prize in their sweepstakes. Just go to http://app.kw.com/kw/index.php?tcode=KW2BF901G&ctmpl=kw
Download the AP and put in code KW2BF901G for your chance to win the $50k
GOOD LUCK!

Rain Silverhawk

 





 

 
Connect with me on:
Keller Williams | 130 S. 2nd Ave Suite A | Sandpoint

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Sunday, February 09, 2014

Best Deals $53,000 3 bedroom 2 bath basement, garage on .45 acre in Clark Fork Idaho

 

See the bank owned auction listing at 204 Railroad Clark fork Ave 83811 http://www.northidahosandpoint.com/listing/mlsid/548/propertyid/14-1016/

$53,000 3 bedroom 2 bath basement, canning / utility room, formal dining, basement, garage on .45 acre in Clark Fork Idaho



This is now a bank owned property to be sold at auction on Feb 10, 2014.

Bright and roomy 3 bed 1.75 bath, magnificent hardwood floors, updated kitchen and baths. Unfinished daylight basement and shop, deck

Read more ...

Thursday, January 30, 2014

Waterfront home with horse set up and pool Bank Owned Deal

Great deals come in all different sizes. I have always loved this home and now it is on the market as a bank owned foreclosure. Once listed for 1,9 million it is now on the market for $829,000
 

Randal Franz at remax has this waterfront estate complete with a 4588 square foot Caribou Creek log home, indoor pool, garage, horse set up, shop, barn, dock on 24.60 acres. It is rare to find a waterfront parcel so large.


This magnificent 3 Bedroom/2.5 bath Caribou Creek log home has

Read more ...

Waterfront home with horse set up and pool Bank Owned Deal

Great deals come in all different sizes. I have always loved this home and now it is on the market as a bank owned foreclosure. Once listed for 1,9 million it is now on the market for $829,000
 

Randal Franz at remax has this waterfront estate complete with a 4588 square foot Caribou Creek log home, indoor pool, garage, horse set up, shop, barn, dock on 24.60 acres. It is rare to find a waterfront parcel so large.


This magnificent 3 Bedroom/2.5 bath Caribou Creek log home has

Read more ...

Sunday, January 26, 2014

Biggest home seller mistakes

FOR IMMEDIATE RELEASE: 1-26-2014



Rain Silverhawk

Keller Williams Sandpoint

208-610-0011

Rain@lakeandhomes.com

http://www.northidahosandpoint.com





BIGGEST HOME SELLER MISTAKES

Survey of 1,000 Real Estate Agents Reveals the Top Six Ways to Sabotage the Sale of Your Home

 

Sandpoint, ID: The most common reasons that a house will not sell in a good market are often well within the control of the home seller according to a recent survey by

Read more ...

Biggest home seller mistakes

FOR IMMEDIATE RELEASE: 1-26-2014



Rain Silverhawk

Keller Williams Sandpoint

208-610-0011

Rain@lakeandhomes.com

http://www.northidahosandpoint.com





BIGGEST HOME SELLER MISTAKES

Survey of 1,000 Real Estate Agents Reveals the Top Six Ways to Sabotage the Sale of Your Home

 

Sandpoint, ID: The most common reasons that a house will not sell in a good market are often well within the control of the home seller according to a recent survey by

Read more ...

Wednesday, January 01, 2014

Anglers Paradise North Idaho

North Idaho is an anglers Paradise filled with Rivers, Creeks Ponds, lakes, sloughs and waterways. No matter if you are a serious Angler looking for the Big One or you just want to take the kids for a sure fire fishing experience, North Idaho is the place for you. You can get out the down riggers for those big fish in the depths of Lake Pend Orielle, cast your fly fishing rod on the many streams, or bundle up in the winter months for a little ice fishing. No matter what your fishing style,

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Sunday, December 29, 2013

Campgrounds of North Idaho

Boundary & Bonner Counties
Albeni Cove
Oldtown (US ACofE)

Alpine Park
Hwy 95 & Sagle Rd, Sagle ID
phone: (208) 265-0179

Bartoo Island (boat access only)
Priest Lake Ranger District, Priest Lake (USFS)

Beaver Creek Campground
Priest Lake Ranger District, Nordman ID 83848 (USFS)

Beyond Hope Resort
1267 Peninsula, Hope
phone: (208) 264-5251

Blue Lake RV Park Inc
242 Blue Lake Rd, Bonners Ferry 83847
phone: (208) 267-2029

Carriage House Inn & RV

Read more ...

Thursday, November 28, 2013

How Much Home Can You Afford?

How Much Home Can You Afford?
The single most important part of buying a house is figuring out how much you can realistically afford to pay. You'll have to take a good look at your budget, debts, credit reports, and credit score. Once you have a good picture of your financial status, start saving as much money as you can for a down payment, closing costs and other extra expenses that come along with buying a house. Extra expenses could include paying for a home inspection (around $300 -

Read more ...

My Job is to get your house sold

 

 

 

 

 




Connect with me on:


Keller Williams | 212 N 1st Ave 101 | Sandpoint | ID | 83864-1436

Add rain@northidahosandpoint.com to your safe senders list. Click here for

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Saturday, November 23, 2013

The Advantages of Getting a Mortgage Preapproval

 

The homebuying process can be exciting, but also stressful. When there are a large number of buyers in the market for real estate, the odds of being able to purchase your desired home can be low. However, getting a mortgage preapproval prior to home shopping can dramatically increase the odds of success.
Make Mortgage Preapproval Your First Step
A mortgage preapproval should be a homebuyer's first step when purchasing a home. A borrower can choose to meet with a lender or get an

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What are HOAs and CCRs?

 

The acronyms "HOA" and "CCRs," although they are used daily by real estate agents, may be unfamiliar to the average person. Let's break down these acronyms and get you up to speed on what homebuyers should know.
HOA
HOA stands for homeowner association – a nonprofit organization that is funded by all the association's members and overseen by an elected board of directors. In some states, HOAs must be registered with the department of real estate or another state regulatory

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Friday, November 22, 2013

11 Reasons to list your home for the holidays

11 reasons to list your home during the Holiday Season.

11. By selling now, you may have an opportunity to be a non-contingent buyer during the Spring, when many more houses are on the market for less money! This will allow you to sell high and buy low. 10. You can sell now for more money and we will provide for a delayed closing or extended occupancy until early next year. 9. Even though your house will be on the market, you still have the option to restrict showings during the six or seven

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Eleven reasons to list your home during the holidays

11 reasons to list your home during the Holiday Season.

11. By selling now, you may have an opportunity to be a non-contingent buyer during the Spring, when many more houses are on the market for less money! This will allow you to sell high and buy low.

10. You can sell now for more money and we will provide for a delayed closing or extended occupancy until early next year.

9. Even though your house will be on the market, you still have the option to restrict showings during the six or

Read more ...

Monday, November 04, 2013

Foreclosures in North Idaho

 

Everyone wants a good deal. Do you keep running into websites that want you to pay for a list of foreclosures? No need to pay, simply ask a real estate agent. If you are looking for foreclosure and bank owned properties in North Idaho, view them all in one place. Covering Bonner County, Kootenai County and Boundary County find your free list of foreclosed properties.

 

Foreclosures in North

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Friday, November 01, 2013

Break down of real estate programs that work.

I recently wrote a review for Market Leader and have had quite a few inquiries from agents about the Market Leader program. Without a doubt my marketing system through Keller Williams works extremely well but there are a few different programs at play here. I will attempt to break down the special qualities of each one, so agents can make an informed choice. Keller Williams uses wolfnet IDX, our own Keller Williams listing system, Market Leader and list hub. I believe it is a combination

Read more ...

Break down of real estate programs that work.

I recently wrote a review for Market Leader and have had quite a few inquiries from agents about the Market Leader program. Without a doubt my marketing system through Keller Williams works extremely well but there are a few different programs at play here. I will attempt to break down the special qualities of each one, so agents can make an informed choice.

Keller Williams uses wolfnet IDX, our own Keller Williams listing system, Market Leader and list hub. I believe it is a

Read more ...

Tuesday, October 29, 2013

Come camping or build your home on 5.70 acres with springs located between 2 lakes

 

Attention pilots 5.70 acre parcel near Timber Basin Airfield, Providence Lake and minutes from Garfield Bay. Great property to camp on or build your dream home. Driveway and cleared building site surrounded by big trees, outstanding mountain views and tons of wildlife. A great place to build your dream hom. Phone and electric nearby and no CCRs. Owner financing may be possible. Contact Rain Silverhawk of Keller Williams (208)610-0011












Equal Housing

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Horse property, riding arena, fenced pasture, trails, barn

Horse property, riding arena, fenced pasture, trails, barn
Sand Creek meanders through this 12 acre horse property bordering USFS. 3 bedrooms with a den or office that could be made into a 4th bedroom. Built in 2006 with covered deck, mountain views, gazebo, fire pit, barn, riding arena, round pen, loafing shed, double walled pump house root cellar, swimming hole, fruit trees, garden area, pond, field fence for goats or horses. There is even a great sledding hill. County maintained road and

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Thursday, October 24, 2013

3 bedroom home on acreage and lake views

Total Privacy With Filtered Lake & Mountain Views! Wonderful 3 bdrm, 2.5 bath home w/open floor plan, 2,919 sq ft, tongue & groove vaulted ceilings, built-in fireplace, laundry room & central air. Handicap access throughout main floor of home. Open deck w/outdoor seating & covered hot tub, perfect for year around entertainment. All on 5 wooded acres, nice garden area, fruit trees, sprinkler system, beautifully landscaped, attached over sized 2-car garage, & large detached 4

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3 bedroom home on acreage and lake views

 





















Rain Silverhawk

208-610-0011
Keller Williams Realty





Privacy With Lake views 3 bed 2.5 bath






502 Overlake View Road
Cocolalla, ID 83813



3 Beds 2.5 Baths


$300,000







PROPERTY DETAILS













Price
$300,000


Bedroom(s)
3


Bathroom(s)
2.5


Garage
2


Year
1995


Lot Size
5.06


Schools
Lake Pend Oreille


Area
Cocoalla


Square

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Sunday, September 15, 2013

Love where you work Keller Williams Realty reason 1 My listing Syndication

I had a long time associate call me up and he was looking for a new place to hang his license. He wanted to know how my new company was and what I liked about it. I realized that I could not sum it up in just one phone conversation. In all of my years at being a real estate agent and all the companies that I have worked for over the decades, Keller Williams is a remarkable office to work for.
The following posts will be about what I love most about Keller Williams and why I would recommend

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Why I love Keller Williams Reason 2 leads

In all of my years at being a real estate agent and all the companies that I have worked for over the decades, Keller Williams is a remarkable office to work for. Reason number 2 why I would recommend Keller Williams to my colleagues.

The amount of clients that I receive on the Keller Williams Realty site at http://www.northidahosandpoint.com is awesome. The website shows all the listings from both the Coeur D' alene and Sandpoint MLS. It is easy for visitors to search out properties

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