Here Are 3 Tips to Help You Secure a Favorable Mortgage Rate

 

 
The best way to ensure you get a good rate on your mortgage is to become an informed buyer. The more you know about mortgages, the more you'll be able to save, and that doesn't just mean knowing where to find the best interest rate.
While interest rates play an important role in determining the price of your mortgage, there's always more to a mortgage than just the interest rate. Here are three things you need to know about mortgages to make sure you secure a favorable rate

Get a lower mortgage rate

How to get multiple offers on your house for sale.

The Price Is Right

A house priced too high will languish on the market. Before listing your home for sale, make sure the price is appropriate.

Look at the prices of recently sold homes in your neighborhood. Focus on houses of similar size and condition to yours to find the best comparable sales prices. Also, it may be worth having your home appraised to ensure that the list price is close to the actual market value.

Lean, Mean, Cleaning Machine
Prospective buyers want to see a

get multiple offers on your house

Pay attention to the terms, not just the price

Giving and Getting: Why the Terms of a Home's Sale Are Often More Important Than the Price Paid

 

One of the most important points that home buyers and sellers focus on when buying real estate is the negotiated sales price in the purchase and sale contract. While the sales price is undeniably important, the fact is that other terms in the sales contract may have more far-reaching and significant effects on the transaction.

With a closer look at some of the most important terms,

terms of a purchase

Preparing Your Roof for the Harsh Winter

 

 
While the days may be sunny right now, the transition to fall and winter will soon be upon us. Winter weather can be harsh, and it can also be destructive to your property. From the snow and ice to the frigid temperatures, winter can wreak havoc on a property.
If you haven't already done it now is the time to restore your roof to prepare for the harsh winter ahead. This effort today will minimize damage that the home may endure throughout the cold months of the year. Here

roof

Coats for Kids program in Sandpoint Idaho

Coats for Kids program. Winters coming and Baby its cold outside. Each year we collect new and gently used coats to give to children in the area. Hats, gloves and snow boots are also needed. Please dig through your closets and bring your warm weather items to the
Selkirk Board of Realtors
325 S. Marion, Sandpoint, Idaho.

There is also a drop off point at the library in Clark Fork Idaho

For those of you in other areas, the coats for Kids program is Nation Wide so be sure to find your

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Low price wooded lot offers the perfect vacation rv spot.

Congratulations Melody and Kevin on their purchase of 1.03 acre lot.

[caption id="attachment_1001" align="aligncenter" width="636"] Lot in spirit lake[/caption]

NICELY TIMBERED lot in the town of Spirit Lake. Very private location on the corner of 14th and Maine Street. A great place to get away from it all for an affordable price of only $9,500. This section of town has not been improved so there is no water or power to the property. Septic tanks are not allowed in the

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The appraiser wants a heater in every room. Envi Heat saves the day!

How often do we get almost through an escrow and the appraiser wants a heat source in each room. The worst are log homes where a hard wired installation is an expensive ordeal.

 

As an experienced agent you may have prepared your sellers for this but most of us have had this hit us like a bomb at least a few times in our careers. While there are several options for the installation of heaters, I have a new favorite that is low cost, quick and easy to install, meets the

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